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Hello there first of all we should know what is covered California Health Insurance is all about. How they work and who can be eligible for their services. so let’s get into it. If you want to call them there is a phone number at the end of the article.
What is Covered in California?
So covered California and how does cover California work is a place that gives free health care to the patients and to protect them they named it covered California medical. This is the place where u can get help in insurance or borrow money from other companies.
So that means when you submit your application and they believe that you are eligible you can get it. A discount on your health insurance from the state’s medical program. you will have great health insurance coverage.
The department of health care services which get the best care to help the people which one is the best health care for them, that’s cool right.
what the Coverage Basics
There is 4 coverage you must know everything or what is best for you or your health insurance family plans before selecting any insurance plans. Recently they have made huge changes in health insurance.
- The coverage level
- Most of the health insurance is being sold to individuals and to small businesses through the plan of silver, golden, and platinum.
The minimum coverage insurance plan is available for those who are younger than 30 years and are facing difficulties with easy insurance coverage. So they have to provide certificates that they are without this coverage or experience hardship.
- The Important Health Benefits
- Essential health benefits are stands to provide a comprehensive package to small groups of markets and to individuals. As well it must be given by the health insurance companies there are 10 benefits.
- Which they fit into 10 categories and also put services like mental health care, drugs, and emergency services. Laboratory services, substance use disorder services, behavioral health treatment, etc
- Covered California dental
- All these health insurance plans are covered by eligibility for medical i.e pediatric dental coverage. So that means that your children are included in the health insurance plans you have purchased. Now covered California also offers dental health coverage for the adults, this offer is in the family dental plan
- The Vision Coverage
- Covered California gives the path for quality vision care. Furthermore, that vision care is beneficial for the kids these are all in the health plans you have purchased via the exchange.
- This care doesn’t offer the adults cause this offer is not in California plans. But the thing is covered Califonia does work with companies to make sure to give coverage to the customer.
The most common question people ask about a lot is what is the income limit for covered California? how much does it cost?
does cover California is good health insurance health California. I will be answering these questions one by one to make it easy for you. etc
What is the income limit for coverage through Covered California?
In covered California mention that in their income guidelines. that if the individual makes less than 47k$ per year.
Or the whole family of 4 makes less money than 97k$ per year then they are eligible but it is all based on your yearly income. If you are making more than the mentioned amount you are not eligible.
How much does it cost for Covered California?
The urgent doctor visit might cost you about 15$. If an individual earns about 18k$ or 24k$ or if there are 4 members in the family. Who earns about 38k$ to 51k$. In covered California cost the 73 health plan will cover 72% of the annual cost. It may be a primary or urgent care visit that may cost 34$.
Is Covered California good insurance?
Covered California is one of the best health insurance choices offered health plan you can get anywhere. The plus point in covered California is if you are not even eligible you can still get the insurance. The other good thing is the companies who are providing services or offers must comply with the covered insurance policy.
Even if they are offering through open markets. It means that covered California and other companies will have the same price.
Is affordable health in California free?
Covered California is one of the best and new market place which makes it possible for the people means for the individuals and families. To get low price health insurance or even can get free health insurance via Medi-Cal.
Or you can get help to pay for your private health insurance. The goal is to make it easy for the people of California to have health insurance.
Covered California eligibility?
Covered California open enrollment A person must be a United States citizen or US national. The people who did migrate to the united state and have legal documents are eligible to get the premium services covered by California health insurance. But the eligible people must have an annual income of 140% or 390% of the poverty federal level.
What is low income for a single person?
There is a limit from one individual to eight people in the family. If a family of one is making about 15k$ a year it does consider low income But if a family of 8 makes 30k$ a year it is known as extremely low income.
What is the difference between Medi-Cal and Covered California?
This one if important you must know that there is a difference between covered California vs medical.
The med-cal provides free health coverage or offers low cast to those Californian people who have limited income. On the other hand, Covered California is the state health marketplace of enrollment for covered California. Where the people of California can get a health plan. Or if they need money assistance if they are eligible for it they will get it.
How long does it take to get approved for coverage through Covered California?
Once you submit your online application. It sometimes takes 7 to 10 days to make a decision but sometimes. it takes up to 2 weeks the process to take any decision.
Companies that give health insurance cover California
These are the company that provides the insurance you must check it out and compare them. if you have any questions must ask in the comment section I will help you out.
The contact information
you can apply for Covered California through their website.
information coverage California phone number +1 800-300-1506